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Klarna takes on Amex Platinum and Chase Sapphire with premium perks that don’t require a credit card

The Swedish fintech’s new tiers offer luxury travel perks, lounge access, cash back, and subscriptions as more Americans shift toward BNPL.

As Americans grapple with $1.23 trillion in credit card balances, Klarna Group is introducing a new way to access premium rewards—one that doesn’t require a credit card at all.

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I'm Augusto de Paula Júlio, creator of Tech Next Portal, Tenis Portal and Curiosidades Online, a hobby tennis player, amateur writer, and digital entrepreneur. Learn more at: https://www.augustojulio.com.