Worried about retirement? Consider a die with zero plan

Most financial planning assumes you’ll never have enough, but a good die with zero plan helps you enjoy what you’ve got.

My grandmother never realized she was practicing a die with zero philosophy.  She liked to give generous presents to her children and grandchildren on birthdays, gift-giving occasions—and whenever the mood struck her. I once asked her why she kept her loved ones so well-supplied in gifts, and she remarked, “Why should you be glad I’m dead?”